Business Central renewals in Africa, a year after Microsoft's price rise: the real cost and five ways to cut it
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Microsoft raised Business Central list prices in late 2025, and many African customers on annual agreements are meeting the increase at renewal now — on top of weaker currencies. Here is what a licence costs locally, a worked example of a 25-user renewal, and the licence-mix changes that save more than the increase cost.
Written by Accounting Software Africa editorial Reviewed by Accounting Software Africa editorial
20 Oct 2026 Last updated 27 Oct 2026
Business Central per user per month, list
| Business Central per user per month, list | |||
|---|---|---|---|
| Essentials ($80, was $70) | ₦109,651 · GH₵932 · KSh 10,393 · R1,312 | Monthly | Finance, sales, purchasing, inventory, projects |
| Premium ($110, was $100) | ₦150,770 · GH₵1,282 · KSh 14,290 · R1,804 | Monthly | Adds manufacturing and service management |
| Team Member ($8) | ₦10,965 · GH₵93 · KSh 1,039 · R131 | Monthly | Read access, approvals, limited edits |
28 Oct 2026 Microsoft — Dynamics 365 Business Central pricing

Why are African customers feeling the rise now?
Microsoft announced the increase in 2025 and applied it to new subscriptions and to renewals from late 2025. Business Central is usually sold through Cloud Solution Provider (CSP) partners on annual commitments, so many customers kept the old price until their anniversary. For a company that renewed in October or November 2025 just before the change, the new price arrives in late 2026.
The dollar increase — 14.3% on Essentials, 10% on Premium — compounds with currency moves since the last renewal. Partners that bill in local currency pass both through. Partners that bill in dollars pass on the dollar change and leave the currency risk with you.
What does a 25-user renewal look like?
Take a Lagos distribution company with 25 named Business Central users, all on Essentials.
- Last year: 25 × $70 = $1,750 a month.
- This year, like-for-like: 25 × $80 = $2,000 a month — $3,000 more a year, about ₦4.1 million at ₦1,370.64.
Now look at what those 25 people actually do. In most mid-sized companies we have looked at, a large share of "users" never post a transaction: managers who approve purchase orders and expenses, warehouse staff who look up stock, sales reps who check customer balances, directors who read reports. Microsoft's Team Member licence covers read access, approvals and limited edits for $8.
If 13 of the 25 only need those rights:
- 12 Essentials + 13 Team Members: 12 × $80 + 13 × $8 = $1,064 a month.
- Saving against the like-for-like renewal: $936 a month, or $11,232 a year — about ₦15.4 million.
That is nearly four times the cost of the price rise.

Five ways to reduce the renewal
In rough order of savings.
Review who really needs a full licence
Export the user list with last-posted dates and roles. Move approvers, viewers and occasional time-entry users to Team Member.
Remove leavers and duplicates
Named-user licences for people who left months ago are common. So are shared generic accounts that break licence terms anyway.
Ask for local-currency billing
Several CSP partners in Nigeria, Kenya and South Africa will invoice in local currency. That fixes your budget, even if the partner prices in some FX buffer.
Negotiate the term
Annual commitments paid monthly or annually price differently. A multi-year agreement with a partner may cap increases.
Separate support from licences
Partner support bundles are often priced per user. Once you reduce users, renegotiate support on the new number.
Does the increase change the ERP decision?
For companies already running Business Central, rarely. Migrating to another ERP costs far more than the increase — data migration, retraining, re-implementation of customisations and a year of disruption. Spend the effort on licence mix and process instead.
For companies choosing an ERP now, the increase narrows the gap with alternatives, and implementation cost — not licences — should still drive the comparison. In Africa:
- SAP Business One is strong in distribution and light manufacturing, with established partners in Lagos, Accra and Nairobi. See our SAP Business One profile for Nigeria.
- Oracle NetSuite fits multi-entity, multi-currency groups such as fintechs and regional holding companies. See Business Central vs NetSuite in South Africa.
- Odoo has a much lower licence cost but implementations vary widely in quality; budget for a strong partner.
- Dynamics 365 Finance is Microsoft's larger ERP for complex groups; it is rarely the answer below about 200 employees. Our Business Central vs Dynamics 365 Finance comparison explains where the line falls.
And if you are not yet sure you need an ERP at all, read when to move from accounting software to an ERP. Many companies on Business Central with fewer than ten users would be well served by a cloud ledger at a fraction of the cost.
Business Central in naira, October 2026
Essentials per user
₦109,651
Monthly; was ₦95,945 at the old list
Premium per user
₦150,770
Monthly
Team Member
₦10,965
Monthly; unchanged in dollars
25-user like-for-like rise
₦4.1m
Per year
How to run a licence review in a week
- Day 1 — export users. From Business Central, export every licensed user with their licence type, permission sets and last login date.
- Day 2 — export activity. Pull the posted-documents and change-log entries per user for the last 90 days.
- Day 3 — classify. For each user, mark: posts transactions (needs Essentials or Premium), only approves or views (Team Member candidate), inactive (remove).
- Day 4 — check with managers. Confirm with each department head before downgrading anyone; some users post rarely but critically, such as at month-end.
- Day 5 — agree with the partner. Ask your CSP partner to apply the changes at the renewal date and confirm the new monthly cost in writing.
Keep the classification sheet. If Microsoft or the partner ever reviews licence compliance, it shows a reasoned decision for each user.
Does billing currency matter?
Yes, and it is negotiable. CSP partners buy from Microsoft in dollars (or through a regional distributor) and sell to you. A partner billing in naira, shillings or rand takes the currency risk for the billing period, usually with a buffer built into the price. A partner billing in dollars leaves the risk with you but may be cheaper on the day. For a 25-user customer the difference can be several million naira a year in either direction, so compare the two over the full term, using a realistic rate assumption rather than today's.
What about Premium?
Premium ($110) adds manufacturing and service management. Companies sometimes license every user on Premium because one department needs it. Business Central licensing has historically required all full users in a tenant to be on the same tier, so check the current rule with your partner — and if you are only using Premium for one module, ask whether an extension or process change could let you move everyone to Essentials.
Frequently asked
How much does Business Central cost in Nigeria?
Business Central is priced in US dollars. At ₦1,370.64 per dollar (21 October 2026), Essentials at $80 per user per month is about ₦109,651, Premium at $110 about ₦150,770 and a Team Member licence at $8 about ₦10,965, plus partner fees and VAT.
What can a Business Central Team Member user do?
Read data, approve documents, and make limited edits such as updating existing records or entering time and expenses. Creating and posting most transactions requires an Essentials or Premium licence.
Did the Team Member price change?
No. In the late-2025 change the Team Member list price remained $8 per user per month while Essentials and Premium rose.
Should we leave Business Central because of the price rise?
Rarely. Migration costs usually exceed the increase many times over. Optimising licence mix and partner terms saves more for most companies.
Related
- Business Central in Nigeria
Full profile with compliance matrix.
- Business Central vs NetSuite
Mid-market shortlist.
- 2026 price study
How BC compares on three-year cost.
Sources
- Microsoft — Dynamics 365 Business Central pricing 27 Oct 2026
- ERP Research — Business Central pricing and costs 27 Oct 2026
- CBN official rate history (Monierate) 27 Oct 2026
- Central Bank of Kenya — exchange rates 27 Oct 2026
- South African Reserve Bank — current market rates 27 Oct 2026
- Bank of Ghana — interbank FX rates 27 Oct 2026
Cover image: “Johannesburg CBD” by Evan Bench, CC BY 2.0, via Wikimedia Commons; cropped, toned and set with text by Accounting Software Africa.
Guides
Sources
- Microsoft — Dynamics 365 Business Central pricing Accessed on 27 Oct 2026
- ERP Research — Business Central pricing and costs Accessed on 27 Oct 2026
- CBN official rate history (Monierate) Accessed on 27 Oct 2026
- Central Bank of Kenya — exchange rates Accessed on 27 Oct 2026
- South African Reserve Bank — current market rates Accessed on 27 Oct 2026
- Bank of Ghana — interbank FX rates Accessed on 27 Oct 2026